Credentials: FSA, MAAA
Ben is a Consulting Actuary with United Health Actuarial Services, Inc. (UHAS). He consults on stop-loss and reinsurance, self-insured trusts and captive arrangements, small group self-insured programs, Medicaid managed care, regulatory filings and review, and employee benefits.
Ben serves as an advisor for UHAS on medical stop-loss and reinsurance to employers, captives, small group programs and reinsurers. In this role, he analyzes experience, aids in rate negotiations, targets stop-loss coverage levels, measures liability, and certifies reserves.
Since the advent of the ACA, Ben has been heavily involved in the self-insured captive space as interest in these structures has increased significantly. He has worked on captive projects in the following industries: fast-food franchises, petroleum, construction, bottling, freight, and hospital facilities. Ben has performed feasibility and renewal analyses, developed rate manuals and reserves, designed coverage plans, and completed financial reports and forecasts.
As an expert on employee benefits, Ben has performed experience monitoring, feasibility analysis, and IBNR studies for self-insured plans and delivered renewal support for both self-insured and fully-insured plans. He has also developed employee contribution rates and COBRA rates, performed FAS 106/GASB 45 valuations, provided reinsurance analysis and advice, and completed Medicare Part D actuarial attestations and creditable coverage testing.
Ben has over 25 years of experience in the health insurance and employee benefits industry. Prior to joining UHAS, Ben was a Principal at Mercer where he completed retiree valuations and health plan redesigns and advised on employer stop-loss plans. Previous roles include Assistant Vice President for a global reinsurer, Director of Actuarial Services for a Managed Medicaid entity, and a member of the American Academy of Actuaries Medicaid Rate-Setting workgroup.
Ben is a Fellow of the Society of Actuaries and Member of the American Academy of Actuaries. He earned his bachelor’s degree in Materials Engineering from Rutgers University in New Jersey.