Clark A. Heitkamp
Senior Consulting Actuary
Credentials: FSA, MAAA, LTCP
Clark is a Senior Consulting Actuary with United Health Actuarial Services, Inc. (UHAS). He is an expert in reviewing long-term care insurance blocks of business utilizing client and industry data, and when necessary he develops and supports implementation of appropriate corrective actions.
Clark has over 20 years of life and health insurance industry experience including over 15 years of long-term care insurance experience. In his role with UHAS, Clark regularly completes the following for clients:
- Financial reporting for long-term care liability/reserves;
- Projection model development including using the GGY AXIS software;
- Long-term care premium rate filings and review; and,
- Experience analysis including using first-principles model and assumption development.
Prior to joining UHAS, Clark held positions in insurance companies, and immediately prior to joining UHAS Clark was a Director of Long-Term Care Insurance at Mutual of Omaha where he developed business plans, managed profitability, developed several new products, and executed corrective actions. In addition to his long-term care experience, Clark also has worked in a variety of health-related products including disability income and critical illness.
Clark has participated in a number of Society of Actuaries and American Academy of Actuaries Working Groups for Long-term Care insurance. Clark has also spoken at several Society of Actuary and Intercompany Long Term Care Insurance Conference on topics such as innovative product development solutions.
Clark is a Fellow of the Society of Actuaries, a Member of the American Academy of Actuaries, and a Long-Term Care Professional. He earned his bachelor’s degree in Actuarial Science from the University of Nebraska in Lincoln.